Accept Credit Card Payments
As there is a wide range of different products and services provided by the Acquiring Banks and the Payment Processors you will get some background information here how to accept credit card payments if you are selling Internet Services, like Webhosting, Download of Software or subscriptions for membership websites.
First of all you need to ensure your website is compliant with the Visa and MasterCard regulations this includes having the Visa and MasterCard Logo setup on the FrontPage.
Your will need to have a return policy in place in your case selling Internet Services it is more a refund policy which you need to make clear how you will handle customer enquiries and if it is possible to become a refund if you as a customer are not satisfied with the service bought.
Once the above is in place you will need to make sure to have a Terms and Condition page where you list which terms and conditions that apply for the delivering of your Internet Services, what the customer buying any Internet Service from you need to agree to and how support enquiries are handled.
A good thing to have is a Privacy Policy which clearly states that you won’t share any customer data with any third party or that you will sell the e-mail address or any other data to anyone.
Those is the most important things to have in place before you go and apply for a Merchant Account (which is needed to accept credit card payments)
Next is that you need to make sure that the Acquiring Bank is able to go through the entire process from choosing which Internet Service to buy and to the checkout process.
If you don’t want to have this online before you have your credit card processing in place, then put it up on a “test” area of your website where only the Acquiring Bank has access to it.
When all above is completed you are almost done, what you need to find is a Merchant Account provider which you typically find by a search on Google for Merchant Account most of these providers also offer a PCI certified Payment Gateway which you need to connect to in order to start accepting credit card payments on your Website.
The process of becoming a Merchant Account can be tuff, so prepare all your documents required which often are Incorporation documents of your company, a utility bill (Phone or electricity bill) copy of passport and a business description of that you are going to accept payments for.
CCLOGIC LLC is a authorized Independent Sales Organization for several Acquiring Banks and Payment service Providers, we offer our services for Merchant seeking to accept credit card payments on their website. Contact us today and we will be more than glad to help you and make sure you become the rght solution for your needs.
